Jump to content
Will it snow? 7 day forecast Weather Radar Will it be cold?
Snow?
Local
Radar
Cold?

davelp

Members
 View Profile  See their activity

  • Posts

    303

  • Joined

  • Last visited

 Content Type 

Posts posted by davelp

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    Well.... I am in the insurance industry(don't shoot the messenger) and insurance rates are set by actuaries, who review the market and history constantly. It's a really complex algorithm that seems to take an age and include copious factors.

    They look at the "opportunity of a claim" and of course last year being what it was in the USA has raised concern for those undertaking such a venture.

    Unfortunately those who set the rates and define what is, and what is not, are not often in tune with the circumstances, they generalise, because that's what insurance is, a "Risk cover" on how much are you likely to get hurt on a specific task.

    So, not understanding what the team does or how it approaches any chase means, "you f....g nutters that go around the country (sometimes at high speed), and travel gozillions of miles, to get hit by debris at least, or tornado at worst" are a high risk.

    Even more so than gorilla hunting, or playing snooker.

    I know for sure what I'd sooner face.

    So as we all know Storm / Tornado chasing can be dangerous, none of us are under illusion about that, neither are the insurance companies.

    </Sermon over>

    Remember (don't shoot the messenger) I'm not an actuary :sorry:

    I don't know some of the splinters you can get from those snooker cues are really dangerous.... :rofl:

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    Insurers are a truly weird bunch. I have been a professional driver for 30 year to a standard higher that the Institute of Advances motorists require. I retired and with in the space of a couple of months my insurance went up by over £100.

    When I questioned the rise the reply was 'well sir your retired'. At the comment of not requiring a zimmer frame just yet, I drive fewer miles and at considerably less speed and don't need the car for business! The very helpful young lady told me 'It makes no sense to me, but that what the underwriters tell us'. So on the face of that in two days my IQ dropped by half and I became infirm.

    What finished me off was the cost of insurance as a teacher / trainer was even more..... Dangerous people these teachers... Go figure. lol because if you don't you'll cry. :nea:

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    This has left me absolutely bemused as the facts on this are staggering.

    No Storm Chaser has ever died as a result of chasing since 1973 (Thats 40 years next year)

    I would have thought this is safer than even White Water Rafting as the chances of hitting your head on a rock in that pursuit is far greater than Storm Chasing ??

    I can only think the Insurers are basing this turn around on what happened in 2011 in Alabama etc.

    Strange Lot

    Sadly also watching too much discovery channel. They really do paint a bad image in the pursuit of good tv. Much like Jaws did to the great white. :-(

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    Sadly not a simple as this. It maybe worth checking with them as there may be a clause in the small print which allows them to change the cover especially if they only refer only to Activity 3 cover but they should notify you in writing if they do make any changes,because as Dave says you've entered into a contract....

    I got specific amendment to activity pack 3 in writing to state 'Storm chasing' I would hope they send this out to everyone who has paid up.

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    Thanks Dub, you might need to check the fine print to be certain and most underwriters have a mild dizzy spell and hang up when asked about specific storm chasing cover.

    Go Walkabout will know how their underwriters will be working next week, it's down to a huge increase in the number of chasers, from individuals driving blindly into the wrong place and the wrong time, to the potential exposure of a tour group of 15 people, all with the same insurer recreating the flying cow scene.

    I am speaking with the various insurance companies to make sure we can get cover in place for you if Go Walkabout pull the plug, and will update next week once we know if/how they plan to cover chasers this year.

    Ian

    I think we need to use a phase we coined in my old profession. 'Of course we weren't chasing, we were just following'

    Storm Chase 2012 - Dates And Early Booking Offer

    in Storm Chase USA

    Posted

    had a bit of shock end of this week, some of you whole follow me on Facebook will know, but got a squash ball in the left eye, on wed night and thought at first that I may have done permanent damage thankfully I haven't. one scary thought at the time was the USA trip!

    Have been keeping an 'eye' on you since you posted. Glad your still up and running and 'looking' towards the future. Feel better soon.

×
×
  • Create New...