Afternoon all, I work within the insurance industry and spend a lot of time analysing data, reporting loss figures and generally keep an eye on developments out in the gulf. I know that literally millions of pounds are spent every year in Catastrophe modelling systems in an attempt predict the likley activity for the season. What a load of #*%$ that is. Every year, you will get the full spectrum of highly active to very inactive and all inbetween. Of course one company will get the result correct and they will then win a few contracts for the following season. A typical example could be as follows 1/04/07 - Company A predict a higher than average liklihood for an active season 01/06/07 - 70% liklihood of an above average active season 01/08/07 - No Cat 5's - 50% Chance of active season 01/10/07 - Lets say 4 hurricans make landfall - Below average active season Grrrrr - The funniest thing is the excuses, aherm sorry I mean reasons, always goes back to the El Nino's and the sand in the sahara... I know we have to spend money in this field but I wish we could be more honest. We can not confidently predict this and we can not avoid them occuring. All we can do is prepare ourselves for them as they will hit New Orleans, Housten, Mobile, Miami, cancum etc it's just a question of when! Cat5